David Himmelstein recently started that medical problems contribute to 54 percent of personal bankruptcies and also threaten the ability to meet maturing obligations as they come do with middle-class Americans. As a result, the potentially dangerous consequences of increasingly large medical bills is a topic to millions of Americans. It raises the question to what extent do such high medical bills abruptly bring personal bankruptcy, and to what extent is a Canadian-like health care system a likely solution to this dilemma? Consolidated Credit Canada has helped hundreds of struggling Canadian residents and this approach might seem to be a fitting answer to the American public and their problems.